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Are you a provider?Save $900 on your first year with Alma.

Get credentialed and start accepting insurance

Alma handles the paperwork, payer relationships, and claims - so you can focus on your clients. 112M+ patients eligible in-network.

  • Multi-state credentialing
  • Weekly payouts'
  • All 50 states

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In-network with 80+ insurance plans

Credentialing with Aetna (and 20+ other payers)

Alma is an Aetna network partner. We credential you directly under Alma's Tax ID, which means faster approval and access to Alma's negotiated rates - not the standard individual provider rates.

Book a demo

How it works

3 easy steps

Get in touch and share your private practice goals

We’ll handle credentialing — paperwork, payer applications, eligibility verification

Start seeing insured clients and get paid weekly with automated claims

Book a demo

Make insurance work for you, without the hard work.

Bring quality care to more clients

By accepting insurance, Alma members can expand their client base beyond cash pay and provide services to more individuals in need.

Alma smooths this process for you and your clients, by offering:

  • Credentialing 3 times faster than individual applications

  • A network of Alma insurance partners in all 50 states

  • Multi-state credentialing

  • Access to clients who engage in ongoing care (3+ visits on average)

Quality care
Streamline processes

Streamline processes and reduce paperwork

Accept payments, submit claims, and get timely payouts, all in one place. Alma's platform handles the core insurance eligibility and billing process so you can save time, lower overhead, improve client relationships, and earn more.

  • Cost estimator tool for clients

  • Automated client eligibility checks

  • Generate claims, invoices, and superbills

  • Auto-pay and client payment method storage

  • Track reimbursement status

Get reliable payouts and save on administrative fees

Through unique policies, partnerships, and features, Alma finds every opportunity to keep your income consistent and costs low so you can accept insurance with confidence.

  • Payout Confidence policy—protecting you from unforeseen client payment issues

  • Competitive reimbursement rates compared to individual applications and similar credentialing programs

  • Choose a weekly or bi-weekly payout schedules

  • Alma representatives negotiate claims on your behalf

  • Lower fees for claims, coverage checks, and credit card processing than other platforms

Reliable payouts

Your questions, answered

How do I become an Alma member?

Fill out this form and we’ll set up a call with one of our Community Growth Managers to help you learn more about membership and onboarding.

Are there any practice requirements for members?

Your practice is your own, and how you run it is always up to you. Because of our membership structure, we’re always focused on how Alma can serve you — not the other way around. As a member, you have control over what your practice looks like, from the number of clients you see each week and the rates you work at, to what type of therapy modality you use. No matter what you decide, we’ll be there to support you in building your best practice.

Can I join Alma with a limited license?

No. At this time, Alma is only available to clinicians who are fully licensed.

Does Alma take a cut of my fee from visits with cash-pay clients?

No. We charge a monthly fee for membership that gives you access to all of Alma’s benefits. The income from your cash-pay clients stays with you.

Can I accept referrals outside of Alma?

Alma is designed to support your entire practice. We’ll help you manage all of your clients — whether they come to you through Alma or not.

More FAQs

Ready to spend less time on admin work and more time with clients?

Book a demo

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Find in-network care

Alma Insurance Partners

  • Aetna
  • AllSavers UHC
  • Allied Benefit Systems - Aetna
  • Empire Blue Cross Blue Shield
  • Surest (Formerly Bind)
  • Blue Cross Blue Shield of Massachusetts
  • Carelon Behavioral Health, Inc.
  • Christian Brothers Services - Aetna
  • Cigna
  • Health Plans Inc.
  • Health Scope - Aetna
  • Meritain
  • Nippon
  • Optum
  • Oscar
  • Oxford Health Plans
  • Providence Health Plan
  • Trustmark Health Benefits - Cigna
  • Trustmark Small Business Benefits - Aetna
  • Tufts Health Plan
  • UnitedHealthcare Global
  • United Healthcare Shared Services
  • UHC Student Resources
  • UMR
  • UnitedHealthcare
  • Anthem Blue Cross and Blue Shield Colorado
  • Anthem Blue Cross and Blue Shield Connecticut
  • Anthem Blue Cross and Blue Shield Kentucky
  • Anthem Blue Cross and Blue Shield Maine
  • Anthem Blue Cross and Blue Shield Missouri
  • Anthem Blue Cross and Blue Shield New Hampshire
  • Anthem Blue Cross and Blue Shield Nevada
  • Anthem Blue Cross and Blue Shield Ohio
  • Anthem Blue Cross and Blue Shield Virginia
  • Anthem Blue Cross and Blue Shield Wisconsin

Other insurance

  • 1199
  • Allways
  • Anthem
  • Anthem Blue Cross Blue Shield
  • Beacon Health Options
  • Capital District Physicians’ Health Plan
  • CT Medicaid
  • Emblem Health
  • Fidelis
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  • Husky
  • Kingston Trust Fund
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  • Medicare
  • Multiplan
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  • NYSHIP
  • Optimum
  • POMCO
  • Wellfleet
  • Luceot
  • Tricare East

If you or someone you know is experiencing an emergency or crisis and needs immediate help, call 911 or go to the nearest emergency room. Additional crisis resources can be found here.

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