• How It Works
    • Membership Benefits
    • Insurance Program
    • Resource Hub
    • EHR Tools
    • Join Alma
    • Our Mission
    • DEI and Social Impact
    • FAQs
    • Careers
  • Blog
    • Provider login
    • Find a therapist
""

End-to-end insurance support for therapists

Expert guidance through the insurance ecosystem

Included for all members

Simplify credentialing, claims, and beyond with Alma’s suite of tools and experts. We navigate the complexities of taking insurance so you don’t have to.

Credentialing time

45 days or less

Payout Schedule

Weekly

People eligible for in-network care

112 million+

""

Make insurance work for you, without the hard work.

Bring quality care to more clients

By accepting insurance, Alma members can expand their client base beyond cash pay and provide services to more individuals in need.

Alma smooths this process for you and your clients, by offering:

  • Credentialing 3 times faster than individual applications

  • A network of Alma insurance partners in all 50 states

  • Multi-state credentialing

  • Access to clients who engage in ongoing care (3+ visits on average)

Quality care
Streamline processes

Streamline processes and reduce paperwork

Accept payments, submit claims, and get timely payouts, all in one place. Alma's platform handles the core insurance eligibility and billing process so you can save time, lower overhead, improve client relationships, and earn more.

  • Cost estimator tool for clients

  • Automated client eligibility checks

  • Generate claims, invoices, and superbills

  • Auto-pay and client payment method storage

  • Track reimbursement status

Get reliable payouts and save on administrative fees

Through unique policies, partnerships, and features, Alma finds every opportunity to keep your income consistent and costs low so you can accept insurance with confidence.

  • Payout Confidence policy—protecting you from unforeseen client payment issues

  • Competitive reimbursement rates compared to individual applications and similar credentialing programs

  • Choose a weekly or bi-weekly payout schedules

  • Alma representatives negotiate claims on your behalf

  • Lower fees for claims, coverage checks, and credit card processing than other platforms

Reliable payouts

You don’t have to love working with insurance. We do.

Alma provides clinicians with premium solutions for clinical efficiency and practice growth.

Join to start accepting insurance with ease, from these companies and more:

Frequently asked questions

If you have more questions about how Alma works, you can always reach out to us!

Am I required to take insurance?

We designed Alma’s insurance program to be easy and financially rewarding for our members. To further our mission of simplifying access to affordable mental health care, all new members are required to join our insurance program and get credentialed with at least one of our payer partners — Aetna, Cigna, or Optum.

What if I’m already credentialed with Aetna, Optum, or Cigna?

Members need to be credentialed under Alma’s Tax ID, regardless of their current individual credential status. Once you’ve been credentialed under Alma's Tax ID, you can add your eligible clients to the Alma portal to access enhanced rates for their sessions.

How do I submit insurance claims?

Members can submit claims directly through the Alma portal — just enter the relevant session codes and hit send. Alma takes care of invoicing your clients and collecting copays.

The only time you’ll need to invoice an insurance client directly is to collect payment for a cancellation or missed visit, should that be a part of your practice’s cancellation policy.

Does Alma take a cut of my fee from visits with cash-pay clients?

No. We charge a monthly fee for membership that gives you access to all of Alma’s benefits. The income from your cash-pay clients stays with you.

Can I accept referrals outside of Alma?

Alma is designed to support your entire practice. We’ll help you manage all of your clients — whether they come to you through Alma or not.

Working with Alma

An Alma membership equips you with everything you need to start and manage a private mental health practice.

  • Comprehensive tools
  • Professional resources
  • A supportive team & community
""

Comprehensive tools for care delivery and practice management

The Alma platform is your partner in care, providing:

  • Insurance-compliant treatment templates, consent forms, and intake questionnaires
  • PHQ-9 and GAD-7 assessments
  • Secure, AI-supported progress notes
""

Resources to accelerate professional growth

An Alma membership is more than just a product. Members have access to:

  • A members-only platform to share resources, referrals, and support
  • Live and on-demand courses to earn CE credit
  • Monthly workshops with industry experts
""

A dedicated team & community of practice

Alma brings together a dedicated team and practitioner network to support continuous professional growth.

  • An operations team to support claims processing
  • Customer support team
  • Clinical advisors on staff
  • A community of peers and referrers

Get more out of your practice

One membership gets you everything you need to focus on delivering great care.

Membership options

$95

/month

Choose pricing option

Billed at $1,140 per year.

Alma membership includes:

  • Insurance made easy, for you and your clients

  • Admin and caseload management support

  • Timesaving tools to streamline care

  • Community and professional development

Your estimated monthly ROI*

$5,882

Average payout per one hour session

$50

$250

$

Weekly time spent on practice management

Client intake & documentation, scheduling, billing

5

50

hours per week
  1. Calculated as 75% of time saved compared to Alma averages, minus the cost of an Alma membership billed annually. Note that the calculator’s results are contingent on using only Alma (including Note Assist) to manage your practice.

Explore free provider resources

Insurance audit checklist: How to stay prepared

Insurance audit checklist: How to stay prepared

From avoiding coding red-flags to logging communication with insurance providers, here’s how to get and stay buttoned-up.

Download the guide
Medical coding & billing eBook

Medical coding & billing eBook

High-level overview of the most commonly used CPT codes, their contexts, and limitations, alongside insights gleaned from processing thousands of insurance claims at Alma.

Download the guide
5 FAQs about accepting insurance

5 FAQs about accepting insurance

With a foundational understanding of the process, you can simplify operations, fill your caseload faster, and ensure you're getting paid efficiently.

Download the guide

Discover even more reasons to join Alma

  • EHR tools

    Get time back to focus on care with tools that help you establish treatment plans and track patient progress, all while staying HIPAA and insurance compliant.

  • Wiley Treatment Planners

    Use a library of research-backed goals, objectives, and interventions to create treatment plans that meet insurance requirements and client needs.

  • On-demand CE courses

    Alma’s on-demand content library helps you reach your clinical goals and obtain the CE credits you need to meet licensure requirements, entirely on your own terms.

See more membership benefits
note assist

About AlmaSkip to next section

Support

  • Support center
  • FAQs
  • info@helloalma.com
  • press@helloalma.com

Follow Us

Find Care

  • How it works
  • Therapy types
  • Check my coverage
  • Find a therapist

For Providers

  • Benefits
  • Insurance program
  • Resource hub
  • Refer a provider, Earn $500
  • Join Alma

Provider Tools

  • Events & Webinars
  • Provider Savings Calculator
  • EHR tools

Partners

  • For Payers

Company

  • Our mission
  • DEI and Social Impact
  • Careers
  • Blog

Follow Us

Find providers in your stateSkip to next section

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington D.C.
West Virginia
Wisconsin
Wyoming

Find in-network care

Aetna
AllSavers UHC
Allied Benefit Systems - Aetna
Empire Blue Cross Blue Shield
Surest (Formerly Bind)
Blue Cross Blue Shield of Massachusetts
Carelon Behavioral Health, Inc.
Christian Brothers Services - Aetna
Cigna
Health Plans Inc.
Health Scope - Aetna
Meritain
Nippon
Optum
Oscar
Oxford Health Plans
Providence Health Plan
Trustmark Health Benefits - Cigna
Trustmark Small Business Benefits - Aetna
Tufts Health Plan
UnitedHealthcare Global
United Healthcare Shared Services
UHC Student Resources
UMR
UnitedHealthcare
Anthem Blue Cross and Blue Shield Colorado
Anthem Blue Cross and Blue Shield Connecticut
Anthem Blue Cross and Blue Shield Kentucky
Anthem Blue Cross and Blue Shield Maine
Anthem Blue Cross and Blue Shield Missouri
Anthem Blue Cross and Blue Shield New Hampshire
Anthem Blue Cross and Blue Shield Nevada
Anthem Blue Cross and Blue Shield Ohio
Anthem Blue Cross and Blue Shield Virginia
Anthem Blue Cross and Blue Shield Wisconsin

If you or someone you know is experiencing an emergency or crisis and needs immediate help, call 911 or go to the nearest emergency room. Additional crisis resources can be found here.

Privacy Policy•Digital Accessibility Statement•Terms of Use

Copyright Alma, a part of Spring Health, 2026